CPA · Canada-wide · Cross-border
Most people meet their accountant after the tax is already owed.
We'd rather meet you before. Rammo Accounting CPA does the year-ends and the T2s — but the real work is the decisions you make in March, not the return you file in June.
Simplified 2025 combined federal + Ontario rates. Ignores credits, CPP, HST, payroll, and the personal tax you'll pay later when money leaves the corporation — incorporating defers tax, it doesn't erase it. This is an illustration to start a conversation, not tax advice. Your actual numbers need a real look.
Who we help
Pick the one that sounds like you.
The advice changes a lot depending on which of these you are. So does the first meeting.
What we do
Eleven things, plainly stated.
Open any one to see what's actually included. No packages, no tiers — most clients use three or four of these together.
How we work
We read your numbers back to you in English.
Bookkeeping tells you what happened. Advisory tells you what to do about it. We sit on your side of the desk for both — monthly reporting, cash flow, pricing, the salary-versus-dividend question, the "can I afford this hire" question.
When CRA writes, you forward the letter to us and get on with your day.
Straight answers
The five questions we get every week.
Tap one.
Why Rammo
Six reasons, no adjectives.
CPA-led advisory
You talk to a CPA, not a rotating cast of account managers.
Planning over filing
Filing is the deadline. Planning is the part that changes the number.
Complex structures
Holdcos, estate freezes, multi-entity groups, share reorganizations.
Owner's perspective
We answer the question you asked, in the terms you asked it.
Specialist depth
Healthcare, real estate, and cross-border are our deep ends.
Built around your goals
Selling in five years and holding for thirty are different plans.
First call is a conversation, not a pitch
Bring your last return and one worry.
Tell us what's on your mind — a year-end coming up, a corporation you're not sure is structured right, a CRA letter you'd rather not open alone. Fifteen minutes usually tells us both a lot.