About Us
Rammo Accounting CPA provides professional accounting, tax, and advisory services to individuals, corporations, entrepreneurs, medical professionals, and business owners across Canada. We specialize in helping clients reduce taxes, structure businesses efficiently, improve financial decision-making, and stay compliant with CRA and U.S. tax requirements.
Our approach goes beyond traditional bookkeeping — we act as trusted advisors helping clients make informed financial decisions throughout the life cycle of their business.
Our Core Services
1. Corporate Accounting & Tax Services
We help incorporated businesses manage their accounting, reporting, and tax obligations.
Services include:
Corporate year-end financial statements
Corporate tax return preparation (T2)
Tax planning strategies
Corporate restructuring
Shareholder planning
Business succession planning
Tax-efficient compensation planning
Salary vs dividend analysis
Corporate investment planning
CRA correspondence and audit support
We work with corporations in industries including:
Healthcare and medical practices
Restaurants and food businesses
Retail and grocery stores
Construction and trades
Professional services
Real estate companies
Manufacturing and distribution businesses
2. Small Business Advisory & CFO Services
Many business owners need more than bookkeeping — they need someone to help them understand their numbers and make better decisions.
Our advisory services include:
Monthly financial reporting
Profit and loss analysis
Cash flow forecasting
Budgeting and financial planning
Business performance reviews
Cost analysis
Pricing and profitability reviews
Expansion planning
Financing preparation
KPI tracking
We help business owners answer questions like:
"Is my business actually profitable?"
"Can I afford to expand?"
"Where am I losing money?"
"How can I improve cash flow?"
"How much should I pay myself?"
3. Tax Planning & Optimization
We specialize in proactive tax planning to help clients legally minimize taxes.
Services include:
Personal tax planning
Corporate tax planning
Income splitting strategies
Salary vs dividend optimization
Retirement planning strategies
Tax-efficient investment planning
Year-end tax planning
Capital gains planning
Estate planning considerations
CRA compliance reviews
Our goal is not just to file taxes — it is to help clients make decisions before taxes become a problem.
4. Medical Professional & Healthcare Accounting
We specialize in working with physicians and healthcare professionals.
Services include:
Medical Professional Corporation (MPC) accounting
Corporate tax returns
Physician compensation planning
Salary vs dividend analysis
Professional corporation restructuring
Investment planning inside corporations
Retirement and tax planning
CRA compliance
Personal and corporate tax coordination
We help medical professionals understand how to properly structure their income and build long-term wealth.
5. Cross-Border Canada–US Tax Services
We assist clients with Canadian and U.S. tax obligations.
Services include:
U.S. citizen tax filing in Canada
Foreign reporting requirements
FBAR compliance
Foreign asset reporting
U.S. corporate reporting
Canadian non-resident tax issues
Cross-border investment planning
U.S. and Canadian tax coordination
We help clients navigate complex situations involving two tax systems.
6. Real Estate Tax & Advisory Services
We assist property owners, investors, and developers with accounting and tax planning.
Services include:
Rental property accounting
Real estate corporation structuring
Capital gains planning
Non-resident property taxation
Section 116 tax compliance
NR6 applications
Section 216 filings
Real estate investment planning
Property acquisition analysis
7. Bookkeeping & Accounting Systems
We help businesses maintain accurate financial records and improve their accounting processes.
Services include:
Bookkeeping
QuickBooks Online setup and support
Accounting system implementation
Financial reporting
Bank reconciliations
Payroll support
HST/GST filings
Process improvement
8. GST/HST & Sales Tax Services
We help businesses comply with Canadian sales tax requirements.
Services include:
GST/HST registration
GST/HST return preparation
HST audits and reviews
Input tax credit reviews
Quick Method HST analysis
Sales tax planning
9. Payroll & Remuneration Planning
We assist businesses with employee and owner compensation.
Services include:
Payroll setup
T4 preparation
T4A preparation
T5 preparation
Shareholder remuneration planning
Employee vs contractor analysis
Payroll compliance reviews
10. Business Startup & Growth Advisory
We help entrepreneurs establish and grow successful businesses.
Services include:
Business incorporation
Corporate structure planning
Shareholder agreements
Startup accounting setup
Financing preparation
Business planning
Financial projections
Growth strategy support
11. Corporate Restructuring & Estate Planning
We help families and business owners prepare for the future.
Services include:
Corporate reorganizations
Holding company structures
Estate freezes
Share restructuring
Succession planning
Family business planning
Shareholder dispute prevention
Industries We Serve
We work with clients in:
Medical and healthcare practices
Restaurants and food manufacturing
Grocery and retail businesses
Real estate investors
Construction companies
Professional corporations
Entrepreneurs and family-owned businesses
Import/export businesses
Manufacturing companies
Why Choose Rammo Accounting CPA?
CPA-led advisory services
Focus on tax planning, not just tax filing
Experience with complex corporate structures
Business owner perspective
Specialized knowledge in healthcare, real estate, and cross-border taxation
Personalized strategies tailored to each client's goals